In October of 2015, after many failed scheduling attempts, looking at the shiny shrink-wrapped¬†Financial Peace box of Dave Ramsey’s sitting on my shelf my husband and I ‘got around’ to following this course. ¬† How many of us feel that same way? ¬†That important aspects of life we ‘get around to’. ¬† What was it for us? ¬†We were already ‘debt free’ – or so we thought, we paid of the credit card every month, right? ¬†We have a mortgage, two in fact, but that’s good debt, right? ¬†Tax deductions ‘help us’ we said. ¬†No car payment – for now at least. ¬†What did we need Financial Peace for?
We needed it. ¬† Our pride had gotten in the way of thinking that an envelope could solve all of our financial issues. ¬†Well I can’t say we’re 100 percent there however we took the class. ¬†13 of us took the class. ¬†13 of us somehow killed $64,000.00 in credit card debt as a total class in 9 weeks. ¬†I was one of them. ¬†I paid off the credit cards every month except that the month behind was still looming, so it was a double whammy to really ‘pay them off’. ¬† Ouch.
Cash flow. ¬†That’s the pie in the sky for those of us with any income, and especially Real Estate + Design income that is irregular combined with a teacher’s salary. ¬†I can’t say we are there yet, though we are working on it even today. ¬† Without Financial Peace University I wouldn’t have even decided to make that my one thing to wrap ourselves around in 2016.
Giving. ¬†The heart piece of this class is that we are encouraged to give. ¬†It starts on day one. ¬†Take this as a group, encourage each other, know that hiding your story of financial failure is not going to lead to success. ¬†Help the generation that will come behind you and share your story, and constantly learn from those who have done tremendous things. ¬†Listen closely to the times they didn’t feel so tremendous because that’s me, that’s you, it’s all of us. ¬† Dave Ramsey’s financial bankruptcy story has lead to thousands of success stories because he had the heart and a gift to share it out.
9 weeks. ¬†Mondays. ¬†Starting April 4 7:00-8:30 PM New Highland Baptist Church, New Ashcake Road in Mechanicsville has offered up a space. ¬†The class is only the cost of the materials (approx. $95.00) when you register, if you don’t know someone who’s taken it before. ¬†If you use borrowed books, the class is $0.00. ¬† Singles, dating, divorced or separated, newly married, long married it doesn’t matter. ¬†If you earn money or spend money, this is for you.